Webinar

Are you playing checkers, or chess?

Some plans are reacting to this AEP. Others are already three moves ahead. This session shows you the difference, and exactly where your plan stands

Peter Rodes

Jim Politte

Matt Feret

2027 Medicare Advantage AEP: Avoid This Critical Mistake | HealthWorksAI

Defend membership

Know which of your members are actually at risk before a competitor's move puts them there.

Grow where it's profitable

Where you have the right to win and the right economics, not just where volume is available.

Protect margin

"No margin, no members", the theme every plan on the call agreed with, live.

What we covered

Inside the 2027 Medicare Advantage AEP: challenges every plan is facing

A preview of the session, and where we already have an answer.

Network & market shifts

What happens to your membership when a competitor exits your market?

We walked through a live teardown of a regional plan's exit from Medicare Advantage in one state, roughly 30,000 members, and modeled which payers stand to inherit that membership based on provider network overlap alone. A national payer disclosed a similar move in a recent earnings call, exiting service areas covering roughly 600,000 members for 2027. Neither is isolated.

See who inherits that membership before it shows up in your enrollment numbers.

See Network Strategy →
Bid & benefit design

Is your Part D deductible strategy quietly costing you Star Ratings points?

We compared deductible strategies across major payers' recent bids, and the pattern held: a deductible in front of a benefit measurably reduces adherence, and adherence drives a meaningful share of your Part D Star score. That trade-off matters more this cycle, with CMS still working through a Star Ratings recalculation following a legal challenge earlier this year.

Map your deductible-to-Star tradeoff before you file your bid.

See Bid & Benefit Strategy →
Scenario planning

What happens to your enrollment if a competitor moves first?

We ran a war-gaming scenario during the session, modeling how a single deductible change from one plan could shift several thousand members in a single county. That kind of move doesn't show up in a press release. It shows up in first-looks data, if you're set up to model it fast enough.

Run the same scenario in minutes, before a competitor moves first.

See the Benefit Simulator →
Commission & distribution

What is a rising share of non-commissionable products actually telling you?

Payers are increasingly using commissions as a behavior lever, not just a sales expense line, cutting or eliminating pay on specific products to steer where the field sells, and where it doesn't. Reading that signal early, alongside network and service-area moves, is what separates plans reacting on 10/1 from plans that already adjusted.

Track signals like this as they happen, in 12 Hrs after CMS data release.

See MarketIntel
Live poll takeaways

What did the room really think?

A few of the questions we put to health plan leaders live, the full breakdown is in the deck.

Poll 1
Which move matters most this AEP?

We asked the room to weigh five potential moves, market shifts, where-to-win, the commission lever, Part D, and war gaming. The order didn't split the way most plans assume.

Poll 2
How exposed are you to network disruption?

We asked what network disruption in their own market would actually mean, gains, losses, or no change at all. The split among those expecting change wasn't close to even.

Poll 3
Which commission window carries the most risk?

Pre-AEP, mid-AEP, or post-AEP, we asked where the real commission risk sits for their organization. One window took a clear majority.

Poll 4
What actually decides where to win?

We had the room rank margin, network strength, competitive intensity, and broker reach. One factor ran away with the rest.

See exactly how the room answered.

Enter your email to see the full poll breakdown.
Common questions

Quick answers

What is Medicare Advantage war gaming?

Running competitor scenarios, a benefit change, a service area exit, a commission cut, through your own enrollment and margin model before it happens, using first-looks data instead of waiting for the official 10/1 release.

Why are Medicare Advantage payers exiting service areas in 2026?

Margin protection. One national payer disclosed 2027 service area reductions affecting roughly 600,000 members in a recent earnings call, and a regional health plan is exiting Medicare Advantage entirely after sustained underwriting losses. Both are part of a broader retrenchment toward profitable counties and products.

What's the difference between NetworkIntel and ProductIntel at HealthWorksAI?

NetworkIntel analyzes provider network adequacy and disruption, who inherits membership when a competitor's network or service area changes. ProductIntel compares benefit design, total plan value, and out-of-pocket cost against competitors, including the Star Ratings trade-offs baked into those choices.

How is the 2027 Medicare Advantage AEP shaping up so far?

The 2027 Medicare Advantage AEP is shaping up to be one of the more disruptive cycles in recent years: multiple payers reducing service areas or exiting markets outright, continued use of commissions to steer distribution, and Star Ratings uncertainty following a CMS recalculation after a legal challenge. Plans that model these signals before 10/1 have the advantage.

Where Market, Product, and Network Actionable Insights Intersect

HealthWorksAI connects competitive market signals, benefit validation, and network intelligence, giving 2027 Medicare Advantage AEP teams one platform to plan from.

2027 Medicare Advantage AEP Strategy: Market, Product, and Network Intersection Diagram | HealthWorksAI
25+
MA payers served
91%
Enrollment prediction accuracy
12 hrs
Insights from CMS releases
3x
Faster growth than industry

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